France Épargne Corporate
Asset-based lending
France Épargne Corporate connects companies seeking to finance €20m or more with the private debt funds whose ticket size, instruments and sectors match their case. Factoring companies purchased €439,430m of receivables in France in 2025.
Asset-based financing in France in 2025
- €439bn
- of receivables purchased by factoring companies in France in 2025 (+1.9% year on year)
- €66.1bn
- of receivables outstanding for collection by factoring companies at 31 December 2025
- 27
- asset-based financing transactions by private debt funds in France in 2025 (18 in 2024)
Assets
Assets financed
Trade receivables
Factoring, Dailly assignment, receivables securitisation.
Inventory
An advance secured by a pledge over inventory.
Equipment
Equipment leasing and equipment sale and leaseback.
Operating real estate
Real estate sale and leaseback and mortgage financing.
Market
Factoring and asset-based financing
| Activity | Receivables purchased | Annual change |
|---|---|---|
| Domestic factoring | €270,285m | 0.0% |
| International factoring | €169,145m | +5.0% |
| Total | €439,430m | +1.9% |
Outstanding receivables to be collected at 31 December 2025: €66,070m.
| Transaction type | Transactions 2025 | Amounts 2025 | Share of 2025 amounts | Amounts 2024 |
|---|---|---|---|---|
| Refinancing | 94 | €6,275m | 42% | €2,641m |
| Buyouts | 123 | €5,138m | 34% | €5,314m |
| External growth | 70 | €2,658m | 18% | €3,131m |
| Organic growth | 28 | €686m | 5% | €500m |
| Asset finance | 27 | €94m | 1% | €42m |
| Total | 342 | €14,849m | 100% | €11,628m |
Scope: corporate debt excluding infrastructure, activity in France of French and foreign funds.
Questions
Frequently asked questions
- What volume of receivables did factoring companies purchase in France in 2025?
- Factoring companies purchased €439,430m of receivables in France in 2025. This volume grew by 1.9% year on year.
- How many asset-based financing transactions do private debt funds complete?
- Private debt funds completed 27 asset-based financing transactions in France in 2025 for €94m. They had completed 18 in 2024 for €42m.
- From what amount can a company request an introduction?
- France Épargne Corporate introduces to private debt funds the companies whose financing need reaches €20m or more.
Contact